Financial Planning for You and Your Business

Financial planning for your business

The specialist team of financial advisers in our associated company Alliott Graham Brown Financial Planning Ltd (AGB)* have the skills and knowledge to help you best plan how to extract the maximum value from your business, and provide for your employees tax efficiently.

Auto enrolment

The introduction of “auto enrolment” is one of the most significant changes to workplace pensions in recent times. For many employers, aside from the financial implications, dealing with all the other issues associated with auto enrolment is a major drain on their time. We are working with employers to help them plan for auto enrolment including where to start and exactly what is required to achieve compliance on time. For more information please go to

Director's & Executive Retirement Planning

Are you extracting your business profits in the most tax efficient manner?

Arranging a company sponsored pension scheme is one of the most tax efficient methods of extracting profits from a business. Executive pension schemes can be used to attract and retain key staff and can provide a valuable asset outside of the business for Directors.

New pension legislation now makes it possible to fund personal pension schemes at very generous levels, even where a high level of dividend income is being taken from the company.

Protecting Your Business

Is Your Business Covered?

The death or serious illness of a business owner or key personnel can have a severe impact on profits and leave the surviving business owners with the problem of finding sufficient capital to buy-out the outgoing owner's interest.

Straightforward protection policies are a sensible solution, but professional advice is essential to ensure that these are arranged correctly so that capital is placed in the right hands at the right time and without any unnecessary tax liability arising.

Employee Benefits

Are you attracting and retaining the right people?

Smart business owners recognise that people are their most important asset. One of the key factors in attracting and retaining the right people is being able to demonstrate that you provide a competitive employee benefits package.

Whether you are starting afresh, you already have a comprehensive employee benefits solution in place, or you are just spending too much time on administration, we offer advice and assistance in the following key areas:

  • Stakeholder designation
  • Employee pension schemes
  • Life assurance and income protection schemes for employees
  • Dependant's death-in-service benefits
  • Group medical insurance
  • Streamlined group scheme administration
Financial Planning for You

The Alliott Graham Brown financial planning (AGB) team provides independent advice to individuals in every situation and at every stage of life. Whether you are a business owner or self-employed, are approaching or are already in retirement, AGB can help. The team will take the time to understand your goals, keeping your personal circumstances in mind. They will work with you to achieve a suitable financial outcome that meets both your current and predicted lifestyle needs.

AGB's planning specialists can advise you on how best to:

  • provide financial security for yourself and your family in the event of ill health or untimely death
  • create future wealth
  • plan for inheritance tax and arrange wealth preservation
  • structure your investments to match your situation and stage of life
  • invest your assets wisely to provide a tax-efficient investment portfolio for growth and/or income
  • cater for any long-term care costs that may become necessary whilst preserving your family's wealth
  • unlock the capital in your business

If you would like to know more about how the team of specialists at AGB can help you and your business plan for the future please visit or contact Peter David on 01483 508 580.

* A number of the partners of Alliotts LLP have a financial interest in AGB Financial Planning Limited. If you engage AGB Financial Planning Limited to provide services, responsibility for the delivery of those services is with AGB Financial Planning Limited alone. 

Peter David
Peter David
Financial Planning for You and Your Business